Karen works with ambitious people who are making good money but are wondering where it all went at the end of the month. They have a nice house, and car and money in their retirement plan, but they are still accumulating debt. They are frustrated that they can't figure out how to make their money work. Karen helps her clients to get really clear on where they are and were they want to be, matching their money to their goals. Using simple cash flow systems, they shift spending habits and money patterns, pay down debt and build confidence and peace of mind around their money. Personal finance is finally easy and fun. Based in Barrie, Ontario, Canada, Karen works with clients throughout North America. Coach, speaker, author and change catalyst for those ready to create a positive and empowered money life, Karen delivers a fresh perspective on how to make friends with your money. For more about Karen Collacutt, visit www.karencollacutt.com.